2:41:03 PM Query received
"Can we deny provisional credit after 10 days?"
Fintech compliance
Real-time Compliance for Every Agent In Fintech and Banking
MidLyr provides the most comprehensive compliance layer for any US regulated financial institution. Built on verified public information, trained by human experts, risk free to start.
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Built by experts from leading financial institutions
For business users
Get real-time regulatory checks and analysis in your favorite AI tool — ChatGPT, Claude, Gemini, and more.
For developers
Embed real-time compliance checks into every custom app or AI agent you're building.
For compliance teams
Get real-time audit of regulatory risks attributed to every AI agent, application, and tool in the organization.
Why MidLyr
Built for the complexity of financial regulation
Live Regulatory Library
Automated tracking of federal and state laws, agency guidance, enforcement actions, and exam manuals. Continuously updated as regulations evolve — no manual maintenance required.
0+ Federal Regs & Statutes
0+ State Codes
0+ Exam Manuals
+ Agency Guidance
CFPB
OCC
FDIC
FRB
NCUA
FINCENSuperior Accuracy
93% pass rate on 510 real compliance tasks, scored by a panel of bank compliance officers. General-purpose LLMs with RAG scored 21%. Purpose-built infrastructure beats prompting. Read the methodology →
Zero-lift install
No files stored on our side. Your public institution profile — products, asset size, operating states — is used to dynamically apply applicable rules. No integration required to start.
Your environment Institution profile
- Products Consumer Lending
- Assets $2B AUM
- States 12 jurisdictions
MidLyr Regulatory library
- 12 CFR 1005
- 12 CFR 1026
- BSA / FinCEN
- NY DFS Part 500
- CA DFPI
- TX Fin Code
- CFPB circulars
- OCC bulletins
Federal State Guidance
Exam-friendly by design
Every interaction, decision, and action is traced and auditable. Generate exam-ready packages in minutes.
2:41:04 PM 3 regulations matched
12 CFR 1005.11(c) · Reg E · UDAAP
2:41:04 PM Risk flagged
Potential Reg E violation — risk score 98
2:41:06 PM Response reviewed
Analyst: J. Morrison · Approved
2:41:08 PM Exam package exported
3 citations · 1 flag · Ready
For business users
Install the MCP to any AI assistants. Get instant compliance answers.
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Product Decisions
Ask about any feature or policy change and get the regulatory boundaries before you ship.
Can we show partial T&C on the landing page and full terms at application?
MidLyr
Reg ETILAUDAP
Ask a compliance question...
Marketing Reviews
Scan ad copy, landing pages, and disclosures. Get flagged issues with regulation citations before you publish.
promo-rate-email.pdf
Reg Z
UDAP
2 issues found in promo-rate-email.pdf
For developers
Drop MidLyr into your development workflow
or integrate the SDK directly into your codebase.
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AI Agents
One CLI command adds MidLyr to any AI agent -- giving it live access to our real-time regulatory application graph.
$ npm i -g @midlyr/cli
added 1 package in 1.2s
✓ @midlyr/cli installed
✓ 12,400 rules loaded
✓ server connected — 1.8s
● readynpm i -g @midlyr/cliSDK Integration
Call MidLyr's hosted APIs from your backend with the TypeScript SDK.
import Midlyr from '@midlyr/sdk-js'
const midlyr = new Midlyr(
apiKey: process.env.MIDLYR_API_KEY!
)
await midlyr.analysis.screen(
content, scenario: 'marketing_asset'
)Runs in your environment
Security & Privacy
Bank-grade security and privacy
No third-party model hosting
LLMs run exclusively on MidLyr infrastructure. Your data never leaves.
On-premise option
Deploy in your own infrastructure for full data sovereignty.
Unleash your engineering team's speed.
Keep compliance in control.
One command to install. One SDK to integrate. Start in minutes.